Is your house in foreclosure? A Chapter 13 Plan of Reorganization will prevent home foreclosure and offer you breathing room, for a low initial fee and workable repayments. It will certainly allow you to assess your financial situation with the help of an experienced Bankruptcy attorney. Your bankruptcy lawyer will assist you in proposing a chapter 13 plan that will give you time to catch up on the missed home mortgage payments, lower vehicle loan payments, do away with interest and in many cases even principal payment on credit cards.
Are simply you over your head in credit cards, medical expenses, judgments or garnishments? A Chapter 7 Bankruptcy can offer you a fresh start. Regardless of whether you have suffered through a divorce, job loss, lost a loved one or provider, pay rate or overtime cut, or simply overspent, you might just be eligible for relief in chapter 7. We will help you do away with charge card and other debt. Most chapter 7 bankruptcy filers with consumer debt keep their homes, automobiles, home furnishings and personal property. The cost may be as low as a few monthly payments you are currently making.
Do you need to get out of debt? Do you need to end garnishments or foreclosures? Do you want to fix your credit and get a fresh start? Do you want to stop the intimidating phone calls? We can address your questions.
A fresh start can alleviate a person overwhelmed by debts accumulated due to loss of work, unpaid taxes, medical expense, death of a loved one or other casualty or loss. Creditor harassment, garnishment, repossession and in many cases foreclosure can be stopped. Most debts may be either discharged or a payment plan may be created depending on the specific case.